Over the last few decades, expanding theories of liability and the proliferation of litigation has given increased emphasis to asset protection planning to almost anyone that owns assets. We live in a victim oriented society where aggressive plaintiff lawyers are always trying to find the “deep pocket”. Obviously, there are individuals who are more at risk such as professionals like physicians, dentists, lawyers, CPAs, architects, engineers. Business owners and any individuals dealing with investors also face tremendous liability exposure. Anyone who owns a boat, airplane or extreme recreational vehicle is at great risk. For the most part, all of us own property and drive vehicles and there is great liability associated with either one of these simple activities.